| | |
B. A carrier may not vary the premium rate due to the | gender, health status, claims experience or policy duration | | of the eligible group or members of the group. A carrier | | may vary the premium rate based on health status only as | | permitted in paragraph D. |
|
| | | Sec. 4. 24-A MRSA §2808-B, sub-§2, ¶D, as amended by PL 2001, c. 410, | | Pt. A, §4 and affected by §10, is further amended to read: |
|
| | | D. A carrier may vary the premium rate due to age, health | | status, occupation or industry and geographic area only | | under the following schedule and within the listed | | percentage bands. |
|
| | | (1) For all policies, contracts or certificates that | | are executed, delivered, issued for delivery, | | continued or renewed in this State between July 15, | | 1993 and July 14, 1994, the premium rate may not | | deviate above or below the community rate filed by | | the carrier by more than 50%. |
|
| | | (2) For all policies, contracts or certificates that | | are executed, delivered, issued for delivery, | | continued or renewed in this State between July 15, | | 1994 and July 14, 1995, the premium rate may not | | deviate above or below the community rate filed by | | the carrier by more than 33%. |
|
| | | (3) For all policies, contracts or certificates that | | are executed, delivered, issued for delivery, | | continued or renewed in this State after July 15, | | 1995, the premium rate may not deviate above or below | | the community rate filed by the carrier by more than | 20%, except as provided in paragraph D-1 that a | | carrier may offer an additional discount of up to 20% | | of the premium rate based on an individual's weight | | or adherence to a recommended schedule for regular | | physicals. With respect to weight and regular | | physicals, the discount must be based on the | | individual's compliance with the American Medical | | Association guidelines in effect on the year of | | application or renewal. |
|
| | | Sec. 5. 24-A MRSA §2808-B, sub-§2, ¶D-1, as amended by PL 2001, c. | | 410, Pt. A, §5 and affected by §10, is repealed. |
|
|