An Act To Protect Preemployment Credit Privacy
Sec. 1. 26 MRSA §600-A is enacted to read:
§ 600-A. Use of credit reports
This bill prohibits employers from obtaining information regarding the creditworthiness, credit standing, credit capacity, debts or check-writing experience of a prospective employee as part of the hiring process or decision. There are exceptions from this prohibition in the bill for circumstances in which the job requires management of the company's finances or a customer's financial assets, the employer is in the financial services industry or the employer is otherwise required by law to obtain this information. Violation of this prohibition is a civil violation for which a fine from $500 to $1,000 for each violation may be adjudged. The prohibition is enforced by the Director of Labor Standards within the Department of Labor.