| 3.__Mental health services provided by counseling |
| professionals.__Except as provided in subsection 1 with regard to |
| reimbursement of clinical professional counselors, pastoral |
| counselors and marriage and family therapists licensed in this |
| State, an insurer that issues individual health care contracts |
| providing coverage for mental health services shall offer |
| coverage for those services when performed by a counseling |
| professional who is licensed by the State pursuant to Title 32, |
| chapter 119 to assess and treat interpersonal and intrapersonal |
| problems, has at least a master's degree in counseling or a |
| related field from an accredited educational institution and has |
| been employed as a counselor for at least 2 years.__Any contract |
| providing coverage for the services of counseling professionals |
| pursuant to this section may be subject to any reasonable |
| limitations, maximum benefits, coinsurance, deductibles or |
| exclusion provisions applicable to overall benefits under the |
| contract. This subsection applies to all contracts executed, |
| delivered, issued for delivery, continued or renewed in this |
| State on or after January 1, 1997.__For purposes of this |
| subsection, all contracts are deemed renewed no later than the |
| next yearly anniversary of the contract date. |