D.__A licensed nurse who is certified by the American Nurses' Association as a clinical specialist in adult psychiatric and mental health nursing or as a clinical specialist in child and adolescent psychiatric and mental health nursing.

SUMMARY

This bill does the following.

1. It gives employees of employers with fewer than 20 employees who have health coverage through a multiple employer welfare arrangement the same protection currently available to employees of employers with fewer than 20 employees who are covered by insurance carriers. This limited protection allows the employee to stay on the employer's health plan for up to a year only in the event of a workers' compensation claim or a temporary layoff.

2. It makes credit union groups subject to the requirements concerning guaranteed issue, rating and rate filing that currently apply to individual health insurance and certain association group health insurance.

3. It amends the law concerning filing of insurance forms, rates and rating rules to provide that forms and any supporting information become public on the date the filing is approved. Under current law, filings are confidential until the filing becomes effective.

4. It provides that when someone is covered under more than one health insurance policy, payments by the primary insurer must be counted toward the deductible by the secondary insurer.

5. It amends the law concerning the guaranteed loss ratio option for small group health insurers to change the minimum threshold for eligibility from 1,000 member months to 1,000 members. This change does not apply to carriers already using this option.

6. It amends the law that requires group health carriers to notify policyholders 60 days in advance of any rate increase to