Sec. 1. 10 MRSA §1313-C is enacted to read:

§1313-C.__Restriction on release of consumer report

Notwithstanding sections 1313-A and 1313-B, a consumer may restrict the release of a consumer report and any information related to the consumer if the consumer makes a written request of the consumer reporting agency.__While the restriction is in place, the consumer reporting agency may not release any information related to the consumer without the express authorization of the consumer.__A consumer reporting agency may charge a reasonable fee for this service, except that if the consumer has been a victim of identity theft and provides proof, the agency may not charge a fee.

SUMMARY

This bill allows a consumer to restrict the release of any information regarding that consumer by a consumer reporting agency without the express authorization of the consumer. A consumer reporting agency may charge a reasonable fee for this service unless the consumer has been a victim of identity theft.