| 3. Notice to owner. If the labor, materials or services were |
| not performed or furnished by a contract with the owner of the |
| property affected, the lien described in this chapter may only be |
| enforced against the property affected to the extent of the |
| balance due to the person with whom the owner has directly |
| contracted to perform or furnish the labor, materials and |
| services on which that lien claim is based. The defense |
established by this subsection shall is only be available with |
| respect to sums paid by the owner to the person with whom the |
owner has directly contracted where when payment was made prior |
| to commencement of an action to enforce such lien by the person |
| performing or furnishing labor, materials or services without a |
| contract with the owner or a written notice from the person |
| performing or furnishing labor, materials or services without a |
contract with the owner which that sets forth a description of |
| the property sufficiently accurate to identify it; the names of |
| the owners; that the person giving notice is going to perform or |
| furnish, is performing or furnishing or has performed or |
| furnished labor, materials or services; that the person giving |
notice may claim a lien therefor on the affected property for the |
labor, materials or services and which shall that must contain |
| the following warning at the top of the notice: |