Sec. 3. 24-A MRSA §2908, sub-§5, ķA, as amended by PL 1991, c. 885, Pt. E, §31 and affected by §47, is further amended to read:

A. Except for workers' compensation insurance, cancellation may not be effective prior to 10 days after receipt by the insured of a notice of cancellation. Notice must be sent to the insured by certified mail, return receipt requested. Notice of cancellation of workers' compensation insurance is subject to Title 39-A, section 403, subsection 1. The notice must state the effective date of and the reason or reasons for cancellation.

Sec. 4. 24-A MRSA §2915, as amended by PL 1989, c. 172, §4, is further amended to read:

§2915. Delivery of notice

No notice Notice of cancellation of a policy shall be is not effective unless received by the named insured at least 20 days prior to the effective date of cancellation, or, when the cancellation is for nonpayment of premium, at least 10 days prior to the effective date of cancellation. In the event the policy is an automobile physical damage policy, like notice of cancellation shall must also be given to any other person mentioned in the loss payable clause. Notice must be sent to the insured by certified mail, return receipt requested. A postal service certificate of mailing to the named insured at the insured's last known address shall be is conclusive proof of receipt on the 5th calendar day after mailing.

Except for a policy which that has been in effect for less than 60 days at the time notice of cancellation is received by the named insured, the reason for cancellation shall must accompany the notice, together with a notice of the right to apply for a hearing before the Superintendent of Insurance within 30 days, as provided in section 2920.

Sec. 5. 24-A MRSA §3002, sub-§1, in that part relating to General Conditions and Stipulations, as amended by PL 1989, c. 316, §1, is further amended by amending that part relating to General Conditions and Stipulations in the 9th indented paragraph to read: