| 3. Notice to owner. If the labor, materials or services |
| were not performed or furnished by a contract with the owner |
| of the property affected, the lien described in this chapter |
| may only be enforced against the property affected to the |
| extent of the balance due to the person with whom the owner |
| has directly contracted to perform or furnish the labor, |
| materials and services on which that lien claim is based. The |
defense established by this subsection shall is only be |
| available with respect to sums paid by the owner to the person |
with whom the owner has directly contracted where when payment |
| was made prior to commencement of an action to enforce such |
| lien by the person performing or furnishing labor, materials |
| or services without a contract with the owner or a written |
| notice from the person performing or furnishing labor, |
materials or services without a contract with the owner which |
| that sets forth a description of the property sufficiently |
| accurate to identify it; the names of the owners; that the |
| person giving notice is going to perform or furnish, is |
| performing or furnishing or has performed or furnished labor, |
| materials or services; that the person giving notice may claim |
a lien therefor and, which shall must contain the following |
| warning at the top of the notice: |