1.  Agreement.  "Agreement" means any writing which is substantially prepared in advance of a consumer loan or consumer lease and which a supervised lender or lessor furnishes to a consumer for the consumer to sign in connection with that loan or lease.  

2.  Amount financed.  "Amount financed" means "amount financed" as defined by Title 9‑A, section 1‑301, subsection 5.  

3.  Consumer.  "Consumer" means an individual to whom a consumer loan or consumer lease is made.  

3-A.  Consumer lease.  "Consumer lease" means a lease of goods to a consumer by a lessor for personal, family or household purposes, which is for a term exceeding 4 months and which is not made pursuant to a lender credit card.  

4.  Consumer loan.  "Consumer loan" means a loan made to a consumer by a supervised lender for personal, family or household purposes, if the debt is payable in installments or a finance charge is made, including a loan made pursuant to a lender credit card.  

4-A.  Lessor.  "Lessor" means a person who, in the ordinary course of business, regularly leases, offers to lease or arranges for the lease of personal property under a consumer lease.  

5.  Supervised lender.  "Supervised lender" means "supervised lender" as defined under Title 9‑A, section 1‑301, subsection 39.