HP0671
LD 907
PUBLIC Law, Chapter 361

on - Session - 129th Maine Legislature
 
 
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An Act To Ensure That Defendants in Foreclosure Proceedings Receive Proper Notification

Be it enacted by the People of the State of Maine as follows:

Sec. 1. 14 MRSA §6111, sub-§2-A  is enacted to read:

2-A Notice procedure.   Notice by a mortgagee is governed by this subsection.
A A mortgagee shall provide notice to a mortgagor and any cosigner under this section to the last known addresses of the mortgagor and cosigner by both:

(1) Certified mail, return receipt requested; and

(2) Ordinary first-class mail, postage prepaid.

B For purposes of this subsection, the time when the notice is given to the mortgagor or cosigner is the sooner of:

(1) The date the mortgagor or cosigner signs the receipt or, if the notice is undeliverable, the date the post office last attempts to deliver it under paragraph A, subparagraph (1); and

(2) The date the mortgagor or cosigner receives the notice under paragraph A, subparagraph (2).

A post office department certificate of mailing to the mortgagor or cosigner is conclusive proof of receipt on the 7th calendar day after mailing notice as provided under paragraph A, subparagraph (2).

Sec. 2. 14 MRSA §6111, sub-§3,  as amended by PL 1997, c. 579, §2, is repealed.

Effective 90 days following adjournment of the 129th Legislature, First Regular Session, unless otherwise indicated.


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