An Act To Protect the Privacy of Consumers Who Use Credit Cards for Online Purchases of Products
Sec. 1. 10 MRSA c. 210-C is enacted to read:
CONSUMER PRIVACY FOR ONLINE PURCHASES OF PRODUCTS
§ 1350-J. Definitions
As used in this chapter, unless the context otherwise indicates, the following terms have the following meanings.
§ 1350-K. Online credit card transactions; permitted uses of personal identification information
§ 1350-L. Consumer accounts; electronic downloadable products
§ 1350-M. Enforcement; penalties
This bill authorizes a person, firm, partnership, association or corporation that offers for purchase an electronic downloadable product to require, as a condition of accepting a credit card for payment, that a consumer provide personal identification information only if that person, firm, partnership, association or corporation requires that information solely for the detection, investigation or prevention of fraud, theft, identity theft or criminal activity or for enforcement of the terms of sale. The bill requires any personal identification information collected for these purposes to be destroyed after it is no longer needed and also prohibits the further sharing of that information.
The bill authorizes a person, firm, partnership, association or corporation that offers for purchase an electronic downloadable product to require that a consumer establish an account as a condition for the purchase of a downloadable product and to require that a consumer provide personal identification information, as long as the consumer is provided an opportunity to opt out of the collection of personal identification information before completing the online transaction.