LD 1239
pg. 1
LD 1239 Title Page An Act Concerning Universal Health Insurance Page 2 of 15
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LR 186
Item 1

 
Be it enacted by the People of the State of Maine as follows:

 
PART A

 
Sec. A-1. 24-A MRSA §2736-C, sub-§8-A is enacted to read:

 
8-A. Primary health care policy.__All carriers offering
individual health plans in this State shall offer a primary
health care policy, referred to in this subsection as "the
policy."__The superintendent shall adopt rules that define the
benefit design for the policy in accordance with the
following.

 
A. The policy must provide coverage that emphasizes
primary and preventive care, including, but not limited
to, well-adult and well-child visits and health
screenings.

 
B. The annual maximum limit payable on the policy must be
determined as follows:

 
(1)__For an individual whose income is between 100%
and 200% of the federal nonfarm income federal
poverty level, the annual maximum limit payable on
the policy is $2,000 per individual covered under the
policy;

 
(2)__For an individual whose income is between 200%
and 300% of the federal nonfarm income federal
poverty level, the annual maximum limit payable on
the policy is $5,000 per individual covered under the
policy;

 
(3)__For an individual whose income is between 300%
and 400% of the federal nonfarm income federal
poverty level, the annual maximum limit payable on
the policy is $10,000 per individual covered under
the policy; and

 
(4)__For an individual whose income is above 400% of
the federal nonfarm income federal poverty level, the
annual maximum limit payable on the policy is $20,000
per individual covered under the policy.

 
C. The policy must meet the requirements for mandated
benefits under this Title applicable to individual health
plans.

 
D.__Notwithstanding subsection 2, paragraph D, a carrier may
offer an additional discount of up to 20% of the premium rate
for the policy based on an individual's weight or adherence to
a recommended schedule for regular physicals. With respect to
weight and regular physicals, the discount must be based on
the individual's compliance with the


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