LD 816
pg. 1
LD 816 Title Page An Act to Clarify Discounts to Nonsmokers in the Health Insurance Premium Rates... Page 2 of 2
Download Bill Text
LR 1114
Item 1

 
Be it enacted by the People of the State of Maine as follows:

 
Sec. 1. 24-A MRSA §2736-C, sub-§2, ¶D, as amended by PL 1995, c. 177,
§1, is further amended to read:

 
D. A carrier may vary the premium rate due to age, smoking
status, occupation or industry, and geographic area only
under the following schedule and within the listed
percentage bands.

 
(1) For all policies, contracts or certificates that
are executed, delivered, issued for delivery, continued
or renewed in this State between December 1, 1993 and
July 14, 1994, the premium rate may not deviate above
or below the community rate filed by the carrier by
more than 50%.

 
(2) For all policies, contracts or certificates that
are executed, delivered, issued for delivery, continued
or renewed in this State between July 15, 1994 and July
14, 1995, the premium rate may not deviate above or
below the community rate filed by the carrier by more
than 33%.

 
(3) For all policies, contracts or certificates that
are executed, delivered, issued for delivery, continued
or renewed in this State after July 15, 1995, the
premium rate may not deviate above or below the
community rate filed by the carrier by more than 20%.

 
Sec. 2. 24-A MRSA §2736-C, sub-§2, ¶F is enacted to read:

 
F.__In addition to any other variance authorized under this
subsection, a carrier may vary the premium rate due to
smoking status for all policies, contracts or certificates
that are executed, delivered, issued for delivery, continued
or renewed in this State after the effective date of this
paragraph as long as the premium rate does not deviate above
or below the community rate filed by the carrier by more
than 15%.

 
Sec. 3. 24-A MRSA §2808-B, sub-§2, ¶D, as amended by PL 1997, c. 445,
§14 and affected by §32, is further amended to read:

 
D. A carrier may vary the premium rate due to age, smoking
status, occupation or industry, and geographic area only
under the following schedule and within the listed
percentage bands.


LD 816 Title Page Top of Page Page 2 of 2