Sec. 1. 9-A MRSA §2-202, sub-§7, as enacted by PL 1995, c. 84, §4, is amended to read:

7. With respect to consumer credit sales made pursuant to an open-end a credit agreement card, other than a lender credit card, a creditor may not impose a finance charge if it is in excess of that set forth in the agreement between the consumer and the creditor.

Sec. 2. 9-A MRSA §2-302, sub-§2, ¶A, as amended by PL 1997, c. 727, Pt. B, §5, is further amended to read:

A. Every applicant shall also, at the time of filing such application, file with the administrator, if the administrator so requires, a bond satisfactory to the administrator in an amount not to exceed $25,000 $50,000. The terms of the bond must run concurrent with the period of time during which the license will be in effect. The bond must run to the State for the use of the State and of any person or persons who may have a cause of action against the licensee under this Act. The bond must be conditional that the licensee will faithfully conform to and abide by the provisions of this Act and to all rules lawfully made by the administrator hereunder under this Act and will pay to the State and to any such person or persons any and all amounts of money that may become due or owing to the State or to such person or persons from the licensee under and by virtue of this Act during the period for which the bond is given;

Sec. 3. 10 MRSA §1312, sub-§3, ¶B, as repealed and replaced by PL 1997, c. 155, Pt. B, §2 and affected by §13, is amended by amending subparagraph (2) to read:

(2) Any communication of information exempt under subparagraph (3) (1) among persons related by common ownership or affiliated by corporate control;

Sec. 4. 10 MRSA §1320, sub-§2-B, as enacted by PL 1991, c. 453, §4 and affected by §10, is amended to read:

2-B. User request for consumer report. After the effective date of this subsection January 1, 1992, a person may not request a consumer report in connection with an application made for credit, employment or insurance, unless the applicant is first informed, in writing or in the same manner in which the application is made, that a consumer report may be requested in connection with the application and that the applicant, upon request, will be informed whether or not a consumer report was